The Unit linked Life insurance EuroHorizon 3 invests in an investment fund, managed by KBC Asset management:

Optimum Fund World Fix 100-2

ISIN: BE6343954572

Optimum Fund World Fix 100-2 is an investment fund with a fixed start and end.

The fund’s aim is to pay on the maturity date 100% of the initial amount of the net invested amount* through investing in bonds and cash as well as to generate a fixed minimum yield at the end of the contract period in the amount of 9% of the net invested amount* and a possibility for additional yield at the end of the contract period up to 40% of the net invested amount, depending on the performance of the fund.

The fund’s yield is linked to the performance of a global-selection basket of assets, involving 30 companies with high market capitalization.

The investment part of your premium (the paid one-off premium less the entry fee) is being invested in Optimum Fund World Fix 100-2 through the purchase of investment units.

Upon expiry of the insurance period, you will receive the deposited funds of the net invested amount*, as well as fixed yield at the contract period end equaling 9% of the net invested amount, even in the event of a negative change in the value of the units of the investment fund.

Upon an achieved positive change in the value of the investment fund’s units on maturity date, additional yield will be paid out, as it is limited up to 40% of the net invested amount for the entire period of the investment.

In the case of early termination of the contract, the value of the owned units as of the date of submission of the termination request is paid after deducting a surrender fee.

You can find more information about the investment strategy of the fund in the fund prospectus and in the Key information document.