Subject of insurance are perennials for the period from the time of planting till the time of their entering into fruit-bearing age (exploitation).

Reimbursed costs are those for creating the plantations – for propagating material and planting.

• For vineyards, covered expenses are such for planting, up to 25% of the propagating material value
• For the other plantations - up to 10 % of the propagating material value

The Insurer will cover material damage, caused by total plant collapse due to harm, resulting from the following risks:

• hail
• storm
• fire
• freezing
• snowbreakage

Subject of insurance are perennials in the fruit-bearing period (exploitation).

Reimbursed are expenses for creating and cultivating the plantation within the timespan until entering into fruit-bearing period (exploitation), reduced by the depreciation allowances for the years of fruit-bearing until the year of insurance policy conclusion

The Insurer will cover material damage, caused by total plant collapse due to harm, resulting from the following risks:

• hail
• storm
• fire
• freezing
• snowbreakage

Subject of insurance are forest plantations as main means – up to 5 (five) years of age.

Reimbursed are expenses for forest creation - propagating material, preparation and planting in the amount of up to 15% of the propagating material value.

The Insurer will cover material damage, caused by total plant collapse due to harm, resulting from the following risks:

• hail
• storm
• пtorrential rain and flood
• fire - caused by a thunderbolt
• freezing, frosting and snowbreakage
• landslide/rockslide